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just a rant inspired by some bs financial article on msn, no need for anyone else to read it

2014-03-29 - 11:05 a.m.

Seems like there is a lot of propaganda lately intended to make people accept the fact that the up-and-coming generation of so-called middle class people can't afford to buy their own homes. Over and over again, you read bullshit about how people come out ahead by renting rather than owning.

The one I just read on MSN this morning is particularly insulting to my intelligence. It claims that you have some kind of mental illness they're calling "money illusion" if you buy your house, sell it at a higher price, and think you made money. Inflation ate those gains, they say. Excuse me? If you had rented all that time, you would have nothing to sell. Where's the illusion? You're way ahead financially of the renter. True, you're not ahead of Bill Gates, but that was never gonna happen anyway.

How can a renter have any security when they're too old to work, on a fixed income, and yet rents keep going up? When even somebody like Thomas Disch feels forced to kill himself because the alternative is homelessness at age 68? You have to somehow find a way to get a home young enough so that it's paid off when you become disabled or retired. Seems to me this is personal finance 101 and if you can't manage that you can't really call yourself middle-class financially, even if you are of middle-class origins.

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